Al-'Asr is three verses long. The scholar al-Shafi'i is reported to have said that if people reflected on this surah alone, it would be enough for them. It names four things that save a person from loss: faith, good deeds, urging truth, and urging patience.
Al-'Asr 103:1–3
Listen on Quran.comوَٱلْعَصْرِ
103:1(I swear) by the Time,
إِنَّ ٱلْإِنسَـٰنَ لَفِى خُسْرٍ
103:2man is in a state of loss indeed,
إِلَّا ٱلَّذِينَ ءَامَنُوا۟ وَعَمِلُوا۟ ٱلصَّـٰلِحَـٰتِ وَتَوَاصَوْا۟ بِٱلْحَقِّ وَتَوَاصَوْا۟ بِٱلصَّبْرِ
103:3except those who believed and did righteous deeds, and exhorted each other to follow truth, and exhorted each other to observe patience.
At-Tin 95:1–8
Listen on Quran.comوَٱلتِّينِ وَٱلزَّيْتُونِ
95:1I swear by the Fig and the Olive,
وَطُورِ سِينِينَ
95:2and by Tūr, the mount of Sinai,
وَهَـٰذَا ٱلْبَلَدِ ٱلْأَمِينِ
95:3and by this peaceful city,
لَقَدْ خَلَقْنَا ٱلْإِنسَـٰنَ فِىٓ أَحْسَنِ تَقْوِيمٍ
95:4We have created man in the best composition,
ثُمَّ رَدَدْنَـٰهُ أَسْفَلَ سَـٰفِلِينَ
95:5then We turned him into the lowest of the low,
إِلَّا ٱلَّذِينَ ءَامَنُوا۟ وَعَمِلُوا۟ ٱلصَّـٰلِحَـٰتِ فَلَهُمْ أَجْرٌ غَيْرُ مَمْنُونٍ
95:6except those who believed and did righteous deeds, because for them there is a reward never ending.
فَمَا يُكَذِّبُكَ بَعْدُ بِٱلدِّينِ
95:7So, what can make you, after all this, to deny the Requital?
أَلَيْسَ ٱللَّهُ بِأَحْكَمِ ٱلْحَـٰكِمِينَ
95:8Is Allah not the Greatest Ruler of all the rulers?
English translation: Mufti Muhammad Taqi Usmani, The Meanings of the Noble Qur'an, via Quran.com. Arabic: Uthmani script.
Which of the four is hardest for you?